Up until ent financing to own refugees have been entered as an ingredient from a municipal refugee lobby program. Brand new Swedish parliament enjoys decided to terminate the choice to make use of to own home equipment money, energetic . This means that you are no longer able to apply for a home products loan of CSN. When you have become granted property devices financing, youre to keep making money on this subject financing since regular. Here you can read on repaying your house equipment loan.
Desk out-of articles
- Appeal towards loan
- Paying your house gadgets financing
- Enticing up against a decision by CSN
Notice for the mortgage
CSN charge appeal into currency you obtain. Into the 2023, the pace is actually step one,7 per cent. The eye try determined on the day you get the borrowed funds if you don’t provides reduced the complete financial obligation. Thus after you pay the loan both of you you would like to settle the money you have got and the notice. The eye can’t be removed.
Paying off the house products loan
You begin repaying the loan couple of years once earliest getting the cash. It entails between step one and 7 age to settle the loan, depending on how far you borrowed from. We are going to automatically send you expenses-in the slips if it’s time and energy to start making costs.
We’ll upload step three using-in the glides at once. Every time we publish new spending-inside slides, we will fees a notification payment out-of SEK forty. That it quantity so you’re able to a maximum of SEK 120 a year. If you can’t pay their invoices punctually, then there are to blow an indication fee off SEK sixty.
You could begin making money just before 24 months provides enacted, if you prefer. In this situation, acquisition this new expenses-in slips shortly after signing into Mina sidor Hemutrustningslan (My Pages Equipment loan) here at .
It is possible to will create overpayments in your financing. In this situation, change the amount mentioned towards the using-during the sneak. When you need to pay back the whole loan in one single commission, delight e mail us.
Whenever you are having problems while making money
When you’re having difficulty while making money in your mortgage, you might connect with spend faster or even pay absolutely nothing in the the to possess a season. CSN have a tendency to charge interest, even if you aren’t and come up with payments for the financing. This is why, your debt might be growing when you find yourself not paying.
If you fail to pay-off the loan
- We shall give you an indication. You’ll then have to pay the SEK sixty note commission.
- If you can’t pay despite acquiring this new note, we’re going to send a special indication next month, proclaiming that we can cancel the loan to possess immediate payment.
- If you’re unable to pay, we’ll terminate the borrowed funds to possess immediate fee. You may then discover a paying-during the sneak for the whole obligations. Given that loan has been terminated, you will no longer be able to apply for deferred payment.
- If you cannot shell out a loan which had been ended, we possibly may submit the fresh new claim to this new Administration Power ( Kronofogden ).
Chance of record from low-commission
Whether your case is handed to the Enforcement Authority, your exposure choosing tabs on non-payment. Credit history enterprises point info out-of non-fee once they have obtained analysis regarding the Administration Authority. UC and Kreditfakta is actually types of credit report people.
Whenever you are paying off away from abroad
Are you paying off your property devices mortgage out-of another country than just Sweden? You can find various methods from commission based on your geographical area. In some cases, the lending company cost you to have handling the fee.
Payment of equipment financing will be made to CSN’s account from the Danske Financial that with Bankgiro matter 600 fast cash loans 5201-1053.